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Wednesday, October 24, 2012

Auto Insurance Utah – Utah Auto Insurance

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Do you know of any business that wire money out of this country instead of depositing funds to avoid claiming?

Do you know of any business that wire money out of this country instead of depositing funds to avoid claiming?

Question by who’s sane: Do you know of any business that wire money out of this country instead of depositing funds to avoid claiming?
I worked for a bank with one of our customers being a collection agency. Among many customers was a large well known insurance co, they collected money for was a special acct under another name but was for “uninsured motorist” for the auto company, one of their customers, that they had to pay claims out on, because they could not recoup from th 1; other insurance company because “there was none” and took the collected money from people to recover costs by threatening ruining credit to pay back since it was illegal not to have insurance
. The collection agancy said that the money had to be wired out of the country rather then deposited into the account so no record would be on bank statements so that the govt would not get on insurance agency for collecting what they claim they did not get due to uninsured motorist that cost the insurance industry much money and a good reason for the high rates they charge  16;o make up for their losses ,covering the deadbeats that they could not collect from at high cost everyone, yet did actually collect. Actually there not a loss as claimed.(Sounds like the insurance industry is again the frauder) It has occurred to me that if the insurance industry does this, there are probably other companies that do this, the recent swiss bank accounts news made me thi&# 110;k of it.
I realize there are many business secrets that are legal to do, but many of them do not seem a bit ethical to me. Another one was the insurance company law firm bought basket ball season tickets at high price from another law firm in building and they called it “charitable contribution” I guess as long as a company can produce a receipt or cancelled check to accountants they can get away with business outings that regular people are unable to do. Have you worked for a company that did special little deductions that are like this? It sure seems that there are many loopholes as they call it, but how do they find out what they are, from their accountants? What secrets do you know that larger business is able to do?

Best answer:

Answer by Speaking A
Not many that i know of ….

Answer by jim w
banks in other countries. but you can’t get it. if you need it in a hurry.

Know better? Leave your own answer in the comments!

Java Sourcecode is said to have some variables not initialized.?

Java Sourcecode is said to have some variables not initialized.?

Question by Imconfused: Java Sourcecode is said to have some variables not initialized.?
import TerminalIO.KeyboardReader;

public class AutoIns{
public static void main (String [] args) {

KeyboardReader reader = new KeyboardReader();
int zip = 1905;
int sdip,yrsExp=0;
int carValue;
double compulsoryTot = 500.00;
double collisionTot,comprehensiveTot,bodilyInjuryMax,zipTot,driversEdTot,sdipTot,yrsExpTot,airBagTot,antiTheftTot=0.0;
String Name;
double totIns,carYear,carBrand,carModel,airbags,antitheft,collisionIns,comprehensiveIns,bodilyInjuryIns,yes,bodyInjuryIns,driversEd;

System.out.println(“Please Enter Your Name”);
Name = reader.readLine();

System.out.println (“What is your car value?”);
carValue = reader.readInt();

System.out.println(“If you want Collision Insurance type 1 if not enter any key”);
collisionIns = reader.readDouble();
if (collisionIns ==1)
collisionTot = carValue * .04;

System.out.println(“If you want Comprehensive Insurance type 1 if not enter any key”);
comprehensiveIns = reader.readDouble();
if (comprehensiveIns==1)
comprehensiveTot=carValue*.03;

System.out.println(“If you want Bodily Injury Insurance type 1 if not enter any key”);
bodyInjuryIns = reader.readDouble();
if (bodyInjuryIns==1)
bodilyInjuryMax = 200.00;

System.out.println(“Please enter your zip code”);
zip = reader.readInt();
if (zip==1905)
zipTot=carValue*.03;

System.out.println(“If you passed Driver’s Education course please type 1 if not enter any key”);
driversEd = reader.readDouble();
if (driversEd==1)
driversEdTot=-(carValue*.02);

System.out.println(“Please Enter Your SDIP Total”);
sdip = reader.readInt();
if (sdip>0)
sdipTot=sdip*100.00;
else
sdipTot= -200.00;

System.out.println(“Please Enter Your Years Exp Total”);
yrsExp = reader.readInt();
if (yrsExp >=5)
yrsExpTot = -100.00;

System.out.println(“If ou have front seat air bags please type 1 if not enter any key”);
airbags = reader.readDouble();
if (airbags==1)
airBagTot= -200.00;

System.out.println(“If you have a car alarm please enter 1 if not enter any key”);
antitheft = reader.readDouble();
if (antitheft==1)
antiTheftTot=-(carValue*.01);

totIns = compulsoryTot+collisionTot+comprehensiveTot+bodilyInjuryMax+zipTot+driversEdTot+sdipTot+yrsExpTot+airBagTot+antiTheftTot;

System.out.println(“Your total auto insurance is: “);
System.out.println(totIns);

reader.pause();
}
}
I have no idea what I did wrong in the program I spent hours trying to figure it out.

Best answer:

Answer by ealhmund27
Initialize String Name. So, instead of having String Name; put String Name = “”;

Also, as an aside, I know Java initializes integers and doubles to 0, it’s generally a good idea to explicitly initialize them to zero when you first declare them. Makes for more uniform/better looking code.

Answer by Mose Schrute
it could be one of the following vars:
totIns,carYear,carBrand,collisionTot,comprehensiveTot,bodilyInju,carModel,airbags,carValue,Name
don’t use a variable’s value if it has none yet.

Know better? Leave your own answer in the comments!

Answers to Personal Finance Question?

Answers to Personal Finance Question?

Question by Phoenix Scarlett: Answers to Personal Finance Question?
As Rachel was leaving her apartment one morning, she saw that someone had broken into her car. One of the windows had been smashed in, and a camera she had left on the passenger seat was gone. She called her dad to find out what to do.

“The first thing you’ve got to do is call the insurance agent,” he said. “Your auto insurance will cover the broken window and anything else they might have messed up on the car. But, did you ever call him and sign up for that renters’ insurance we talked about last month?”

“No,” Rachel said reluctantly, “I haven’t gotten around to doing that yet.”

“Then you’re probably out of luck on the camera. Your auto insurance covers only the car itselfâ€"it doesn’t cover anything you leave in it. That is usually covered by your renters’ insurance,” he said.

“I can’t afford a new camera right now!” she said.

“Unfortunately, there’s nothing I can do about that. But while you’re filing a claim about the car, ask for a renters’ insurance application and fill it out. That way, if this ever happens again, you’ll be covered,” he said.

“OK, OK, I’ll do it. Thanks, Dad,” Rachel said, before hanging up.

Rachel is not only missing her camera, but she now has to report a theft to her insurance company!

Open a blank document in Word or another program and answer the questions below:

1. Rachel’s deductible is $ 200. If the broken window repair comes to $ 190, and the camera value comes to $ 60, should Rachel report the incident to her insurance company? Why, or why not? (3 points)

2. It turns out that the window repair will cost $ 430. Ouch! Rachel’s deductible is $ 200. but Rachel’s premiums are going to increase $ 6 per month now that she has had a claim of auto theft. Do you think she should report the incident? Why, or why not? (3 points)

3. Describe four (4) strategies would you recommend to Rachel to bring down her insurance costs. (4 points)

Best answer:

Answer by Rikola
i love rachel…,… and you better do your own homework

Know better? Leave your own answer in the comments!

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Want to hear a funny story about illegal immigrants?

Want to hear a funny story about illegal immigrants?

Question by Liberal City: Want to hear a funny story about illegal immigrants?
I went to traffic court this morning. (Reasons I rather not discuss) Any who, while I was there I noticed that at least HALF or not more of the people in court were illegal immigrants. Most of them were pulled over for not having a license and driving without insurance. What cracked me up was: The judge called one man up and told him that he was charged with driving without a license and auto insurance, and then & #116;he judge asked him if he got those things corrected and asked him if he had a license. The guy said “No but in Mexico I do” The judge got furious and said ” NO! Do you have a California license?” Obviously, he didn’t and the judge slapped a big fine of 600 bucks for no license and no auto insurance. What’s sad is that MOST people in the traffic court were in the same predicament like this guy!
I was wondering why the judge can’t hand them over to ICE?
What are your thoughts?
The weird thing is, if you get pulled over and the the cops find out you are driving without a license, they are suppose to impound your car and arrest you. I guess, that’s probably how some people knew when to go to traffic court.
Butthead, DID I SAY that they were ALL MEXICAN?! NO! I used one example. I never said that all Mexicans were illegals. Read the post again. Why is it when someone points out something, they are labeled as racist. There is NO racial intention behind my post.

Best answer:

Answer by bugeyes returns
Wow! Before I handed him over,I would’ve made him do my lawn for free. That’s what Judge bugeyes would do. Yes,M’am.

Answer by Sherilynne B
Anyone identified as being in America illegally is a criminal and should be taken into custody, have all of their belongings confiscated, and be thrown out of the country. Second offense, death.

Answer by lucky
And the even funnier part is that he probably got the same punishment as a citizen would have gotten…

Answer by hungryhart
Send them over to Irving TX where the policy is to hold all illegal aliens stopped or arrested for any broken laws for deportation!

Shouldn’t it be that way in all US cities?

Answer by spleenwater
should and would are 2 different things. your illegal friend probably drove to the courthouse and then drove himself home, and will probably CONTINUE to drive w/o a license.

not to mention, we all know he will never pay that $ 600. the authorities won’t even be able to arrest him, because he has no documents for an address!

Answer by Golden
this guy does have recourse. plenty of people come to this country and use their license from their home country. it is legal under the law. the insurance is another matter entirely. ICE is responsible for immigration matters, not local authorities. enforcing immigration could literally bankrupt a local community. if the judge turns one in, he has to turn them all in, he’d spend more time on the phone to ICE the 0; he would doing the job he was either elected or appointed to do.

curious why all the illegal aliens showed up for court. curious why ICE doesn’t have someone assigned to this place. the whole immigration issue is all screwed up.

Answer by Butthead
Because they are from Mexico…they are illegal? And EVERY Mexican in the room was illegal. I know there are a lot of Mexicans in Cali, but they’re not all illegal.
I can’t believe a person of color would approve of racial profiling.

Answer by Sleek
My sister, a lawyer in Indiana said that ALL of the cases (yes, ALL, I thought she was exaggerating but NO) she has involving… lets call them “illegal immigrants” involve the individuals being accused of identity theft. So, some even may SEEM to be legal, but some (not all of COURSE) are stealing identities and just blatantly raping the American judicial system. That is concerning. I believe in the melting pot for all people, but it must be done legall y.

Why can’t the judge hand them over… be assured, he is “forwarding” their cases. Be assured.

Answer by Truth B. Told
Good for that judge; I’d be furious too. And just think, they are bringing with them a “something for nothing” mentality. Sadly, that judge’s hand are probably tied and the hefty fine is all he/she can do….good luck collecting it, they’ll probably disappear back to Mexico for awhile, but YOU or I on the other hand would be stuck.

Know better? Leave your own answer in the comments!

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Tuesday, October 23, 2012

My USAA Best Auto Insurance Experience | Rating | Review

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Auto Insurance

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Reviewer

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Learn the answers to the Ten Questions today, and get a better policy for less money, tomorrow.

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Who is really my auto insurer in Texas?

Who is really my auto insurer in Texas?

Question by John: Who is really my auto insurer in Texas?
Hartford Insurance (thru AARP) is highly rated. Got a quote from them but in the “fine print” it states “In Texas the program is underwritten by Southern County Mutual Insurance Company ……..Hartford Fire Insurance Company & its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company”.
So if their underwriter goes “belly up”, Hartford has no resposibility to the insured?

Best answer:

Know better? Leave your own answer in the comments!

I used “Allstate” for my auto insurance and I’m considering switching over to “Progressive”. Thoughts?

I used “Allstate” for my auto insurance and I’m considering switching over to “Progressive”. Thoughts?

Question by Emmers: I used “Allstate” for my auto insurance and I’m considering switching over to “Progressive”. Thoughts?
I owned my truck for 3 years and used “Allstate” for auto insurance. I recently sold it and now we are buying a car. I was paying $ 91.00 a month for Allstate and through looking online, “Progressive” says they can insure my car for $ 51.00 a month. What are your thoughts? Have any of you used “Progressive”? Is it a legit insurance company? What are your thoughts please?

Best answer:

Answer by the kid
First off, I think you should stop using quotation marks until you understand how to do so properly.

progressive is a legitimate company, yes. If they can insure you for $ 40 less per month at the same level of coverage, obviously that is to your advantage,

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Q&A: While cheering for the auto bailouts why was this forgotten?

Q&A: While cheering for the auto bailouts why was this forgotten?

Question by : While cheering for the auto bailouts why was this forgotten?
The White House fairy tale about the Happily Ever After Auto Bailout is missing a crucial, bloody page. While President Obama bragged about “standing by American workers” at a rowdy United Auto Workers meeting Tuesday, he failed to acknowledge how the Chicago-style deal threw tens of thousands of nonunion autoworkers under the bus.

In a campaign pep rally/sermon billed as a “policy speech,” Obama nearly broke his arm patting himself on the back for placing his “bets” (read: our money) on the $ 85 billion federal auto industry rescue. “Three years later,” he crowed, “that bet is paying off for America.” Big Labor brass cheered Obama’s citation of GM’s “highest profits in its 100-year history” as the room filled with militant UAW chants of “union made.”

“Union made” — but who paid? Scoffing at the criticism that his bailout was a massive union payoff, Obama countered that all workers sacrificed to save the auto industry. “Retirees saw a reduction in the health care benefits they had earned,” Obama told the congregation, er, crowd. “Many of you saw hours reduced,” he sympathized, “or pay and wages scaled back.”

Let’s clear the fumes (again), shall we? The bailout pain was not distributed equally. It was redistributed politically.

Bondholders standing up for their property and contractual rights got shortchanged and demonized personally by the president. Dealers and suppliers faced closures based on political connections and lobbying clout, rather than neutral efficiency evaluations. And as I first reported in September 2010, in the rush to nationalize the auto industry and avoid contested court termination proceedings, the White House auto team schemed with Big Labor bosses to preserve UAW members’ costly pension funds by shafting their nonunion counterparts.

These forgotten nonunion pensioners (who worked for the Delphi/GM auto parts company) lost all of their health and life insurance benefits. Hailing from the economically devastated Rust Belt — northeast Ohio, Michigan and neighboring states — the Delphi workers had devoted decades of their lives as secretaries, technicians, engineers and sales employees. Some have watched up to 70 percent of their pensions vanish. They’ve banded together to seek justice in court and on Capitol Hill under the banner of the Delphi Salaried Retiree Associa tion.

Best answer:

Answer by Tom
Thats a lie!!! I have friends that are non union auto workers and it helped them too as they makes parts .and their friends that ship them and the people who make the metal or rubber or tiresAre you that narrow minded?…………………………………..To Hugh That must be an answer in Rushie Ditto head speak

Answer by Hugh Jorgan
Typical Obama……Shoveling BS to the mushrooms

Answer by USAF 1983-1987
It wasn’t, but it’s funny watching you whine about union employees when you hate unions so much.

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